Current Loan Rates

Consumer Loan Rates  

TERM

A+ APR* A   APR* B APR* C APR* D APR* E APR*
SIGNATURE UP TO 60 Months 9.75% 10.00% 10.25% 13.00% 16.75% 17.75%
NEW AUTO 80% or Below 36-60 Months 5.24% 5.24% 6.84% 8.84% 13.10% 16.10%
61-75 Months 5.24% 5.24% 6.84% 8.84% 13.10% 16.10%
NEW AUTO 100% Financing          2023-2024 36-59 Months 5.24% 5.24% 7.34% 9.34% 13.60% 16.60%
AutoLink 60 Months 5.24% 5.24% 7.34% 9.34% 13.60% 16.60%
61-75 Months 5.39% 5.39% 7.34% 9.34% 13.60% 16.60%
USED AUTO
2021-2022 UP TO 72 Months 6.84% 6.84% 7.60% 9.40% 14.10% 16.85%
2019-2020 UP TO 66 Months 7.60% 7.60% 8.35% 10.80% 14.35% 17.10%
2017-2018 UP TO 60 Months 8.60% 8.60% 9.40% 11.35% 14.60% 17.35%
All others UP TO 48 Months 9.60% 9.60% 10.60% 11.85% 14.85% 17.50%
NEW BOATS, MOTORCYCLES 61-75 Months 5.39% 5.39% 7.34% 9.34% 13.60% N/A
USED BOATS, MOTORCYCLES 66 Months 6.84% 6.84% 7.60% 9.40% 14.10% N/A
NEW RV’s UP TO 96 Months 8.25% 8.50% 9.00% 11.00% 14.10% N/A
USED RV’s UP TO 84 Months 8.00% 8.25% 8.75% 10.75% 13.85% N/A
INSURANCE LOAN ALL TIERS 12.00%
COMPUTER, APPLIANCES, FURNITURE & CONSUMER GOODS 36 Months 9.00% 10.50% 11.00% 11.75% 15.25% 18.00%
FARM EQUIPMENT/ BUSINESS EQUIPMENT 60 Months 7.50% 8.25% 9.00% 10.50% 15.00% N/A
50/50 LOANS 36 Months 7.25% 7.50% 8.25% 9.25% 10.25% 12.25%
SHARED SECURED LOAN 60 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
SHARE TERM LOAN 12 Months 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
TERM CERTIFICATE SECURED (amortized up to 60 months) Term of Certificate with balloon note. Rate: 2.50% over Certificate rate
Discounts are available to qualified members. Relationship Pricing may improve rate. Contact a Loan Officer for more details at 361-855-4494. Terms and Rates are subject to change without notice. Rates shown are effective as of 09/19/2024.
We Will Match Competitors Verifiable Rates and Terms. Certain Conditions Apply.
FICO Credit Scoring used in Risk-Based Pricing of Loans *APR= Annual Percentage Rate. Loans available to qualified members. All loans subject to usual credit standards. Other restrictions may apply.  Texas Bridge Credit Union is an Equal Opportunity Lender.