Checking

Choose from one of these checking account options.
We have one that’s right for you!

Elite Checking – With three checking account options Elite still offers you the best value!

  • 2 Boxes of Free Elite Checks per calendar year
  • Unlimited check writing privileges
  • Overdraft protection available through savings
  • Discretionary Courtesy Pay Check Protection (qualified members)
  • Pays highest dividend rate of all checking account options
  • Free E-Statements
  • Free Money Orders
  • Free Notary Public Service

Budget Checking – An economical account, that can pay dividends.

  • No monthly service charge if balance of $300 or more is maintained throughout the statement period (a $4.00 monthly service charge if balance falls below $300).
  • Dividends paid monthly on average daily balance of $500.00 or more
  • Discretionary Courtesy Pay Check Protection (qualified members)

Economy Checking – Our free checking account option.

  • No monthly fees
  • Unlimited check writing privileges (No per check fee)
  • Overdraft protection available through savings
  • Discretionary Courtesy Pay Check Protection (qualified members)

* Dividends are not paid on Economy Checking

Change Saver

Courtesy Pay Disclosure

Overdraft Protection – TXBCU’s Overdraft Protection service clears transactions exceeding your available checking account balance (including ATM and debit card transactions). TXBCU will transfer funds from your linked savings account to clear overdrawn checking account transactions at a fee of $2.00 per overdraft item.